Monthly Income₹8,000(starting)
Mutual Fund SWP Calculator
Plan Your RegularIncome with SWP
Use our free SWP calculator to see how much monthly income you can get, for how long your corpus will last, and whether your money will run out — with step-up withdrawal and inflation logic.
Start Calculating Now- Plan Your
Income - See Corpus
Depletion - Check Financial
Security
10,0002,00,00,000
5005,00,000
4%20%
Corpus Depletion~ 11 Years(approx.)
Final Value₹0(at end)
Your money is expected to last for11 Yearswith the current withdrawal amount.
Corpus Value Over Time
- Corpus Value
- Total Withdrawn
Year-wise Withdrawal Schedule
| Year | Monthly Withdrawal (₹) | Total Withdrawn (₹) | Remaining Corpus |
|---|---|---|---|
| 1 | 8,000 | 96,000 | 10,04,189 |
| 2 | 8,880 | 2,02,560 | 9,97,758 |
| 3 | 9,857 | 3,20,842 | 9,78,380 |
| 4 | 10,941 | 4,52,134 | 9,43,349 |
| 5 | 12,145 | 5,97,869 | 8,89,526 |
Know More About SWP
An SWP lets you withdraw a fixed or step-up amount from your mutual fund every month while the rest of the money stays invested.
What is SWP (Systematic Withdrawal Plan)?
SWP lets you withdraw a fixed amount from your mutual fund investment at regular intervals. It helps you create a steady income, while your remaining corpus continues to grow. You can also increase the withdrawal amount over time (step-up) to keep up with inflation.
Learn More
How Does Step-up Withdrawal Work?
With step-up withdrawal, the withdrawal amount increases by a certain percentage each year. This helps you maintain your purchasing power as inflation rises, so your income keeps pace with your needs.
Example: 5% step-up means your withdrawal amount will increase by 5% every year.
See Example?