Overall AI Rating
0.0%
A below-average rating. Review the individual scores before making an investment decision.
HDFC Bank (HDFCBANK)
NSE: HDFCBANKBanks
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AI Scores Summary
Fundamental
3.00 / 5
Future Outlook
1.80 / 5
Technical
2.10 / 5
Combined
2.60 / 5
Combined AI Score
—
The overall score is a weighted combination of fundamental (55%), technical (35%), future outlook (10%).
Market Snapshot
- Market Cap₹ 10,89,806.66 Cr.
- Current Price₹ 705
- 52W High / Low₹ 1,003.9 / ₹ 681.9
- P/E Ratio13.79
- Industry P/E14.02
- Dividend Yield1.84 %
Future Guidance and Outlook
Key updates from management on performance, investments and future growth.
Guidance narrative
Management’s guidance on growth, margins and cash generation.
Growth outlook: management aims to press on advances growth (management said they are 'on the verge of pressing the pedal') and expects continued pick‑up in mid‑market/MSME and retail; no explicit numeric full‑year guidance provided.
Capacity narrative
Investing in people, plants and capabilities to build for the future.
Branch network and productivity: ~40% of branches are <5 years vintage; total branch productivity currently ~INR330 crore per branch (up from ~INR266 crore in FY23 and <INR200 historically).
Order pipeline
Deal wins, demand signals and pipeline momentum.
Credit demand and inflows: management reported healthy system credit demand and continued strong advances growth over the past 3–4 quarters.
Fundamental Analysis
Evaluate financial health & long-term growth potential
Verdict
P/E13.79
Industry P/E14.02
P/E vs Industry0.98x
PEG1.22x
EPS CAGR (5Y)11.34 %
Revenue Rating (3Y)1.00 / 5
Revenue Rating (10Y)1.00 / 5
Net Profit (3Y)5.00 / 5
Net Profit (10Y)5.00 / 5
Balance Sheet2.00 / 5
CFO Growth2.00 / 5
CFO to EBIT0.00 / 5
Technical Analysis
Analyze price trends, momentum & market sentiment
Technical Score2.10 / 5
Verdict
TrendDowntrend
Trend (1Y)Downtrend
DMA SignalBelow both DMAs
DMA 50₹ 730.45
DMA 200₹ 800.16
RSI42.67
RSI ZoneNeutral
Return 1M-1.03 %
Return 3M-15.01 %
Return 6M-13.64 %
Momentum Composite-9.08 %
Industry Peers Comparison
Compare HDFCBANK with its Banks peers
Next step
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