Overall AI Rating
0.0%
An average rating. The company shows mixed signals across growth and financial strength.
Bajaj Finance (BAJFINANCE)
NSE: BAJFINANCEFinance
Hold
AI Scores Summary
Fundamental
2.80 / 5
Future Outlook
3.60 / 5
Technical
2.60 / 5
Combined
2.80 / 5
Combined AI Score
—
The overall score is a weighted combination of fundamental (55%), technical (35%), future outlook (10%).
Market Snapshot
- Market Cap₹ 6,03,871.54 Cr.
- Current Price₹ 971
- 52W High / Low₹ 1,176.4 / ₹ 783.09
- P/E Ratio29.48
- Industry P/E20.28
- Dividend Yield0.56 %
Future Guidance and Outlook
Key updates from management on performance, investments and future growth.
Guidance narrative
Management’s guidance on growth, margins and cash generation.
Gold loan FY'27 year‑end guidance: AUM INR29,000–31,000 crores (organic) and 2,700–2,800 branches.
Capacity narrative
Investing in people, plants and capabilities to build for the future.
Gold loan footprint: ~1,700 branches currently; adding ~110 branches per month; year‑end target 2,700–2,800 branches (potentially 3,000).
Order pipeline
Deal wins, demand signals and pipeline momentum.
Added 5 million new customers in the quarter; total customer base referenced at ~86 million.
Fundamental Analysis
Evaluate financial health & long-term growth potential
Verdict
P/E29.48
Industry P/E20.28
P/E vs Industry1.45x
PEG0.89x
EPS CAGR (5Y)33.05 %
Revenue Rating (3Y)1.00 / 5
Revenue Rating (10Y)1.00 / 5
Net Profit (3Y)4.00 / 5
Net Profit (10Y)5.00 / 5
Balance Sheet3.00 / 5
CFO Growth1.00 / 5
CFO to EBIT0.00 / 5
Technical Analysis
Analyze price trends, momentum & market sentiment
Technical Score2.60 / 5
Verdict
TrendDowntrend
Trend (1Y)Downtrend
DMA SignalBelow both DMAs
DMA 50₹ 1,027.03
DMA 200₹ 989.64
RSI38.77
RSI ZoneWeak
Return 1M-8.53 %
Return 3M-6.95 %
Return 6M6.01 %
Momentum Composite-4.34 %
Industry Peers Comparison
Compare BAJFINANCE with its Finance peers
Next step
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